Subprime Lenders-Protecting Consumers

What is subprime lending? Subprime lending is a term used for borrowers who do not meet the normal credit rating and therefore have higher rates and more difficulty getting loans. Things that can affect credit scores include bankruptcy, late or defaulted loans and credit, overextension of credit, tax liens, foreclosures. While there is no specific …

Lead Poisoning- Rights as a Tenant

Older homes + Chipping paint= Potential for Poisoning. Prior to 1978 many homes contained lead paint, it was in fact fairly common until the 1950's when its use started to decline. Homes built before 1978 with chipping paint or dust from paint due to repairs are a cause for concern as they can expose you …